Reasons someone would use the services of SunBelt Realty Services

To many, an appraisal just looks like one more thing in the long list of items for a home purchase or refinance. The majority of lenders still need a local expert because the stakes are so high, even though there are an increasing number of automated home valuation methods that might appear to be less expensive than an appraisal. But is securing a mortgage the only basis for getting an appraisal? Are there other times when the services of a certified, independent real estate professional might be beneficial? You bet there are.


	Contact SunBelt Realty Services if you're planning on any transaction where the price of your property is a factor. Just click here

Dispute your tax assessment in Orange County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from SunBelt Realty Services is your best evidence when building your case. At SunBelt Realty Services,we can assist you in appealing your tax assessment.

Let SunBelt Realty Services assist you in lowering your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask home buyers to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the property. More often than not, this additional payment is folded into the monthly mortgage payment and is promptly forgotten. This is bad because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.

SunBelt Realty Services can provide you with a statement regarding the value of your home, and the expense of the appraisal can often be regained in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a very heartbreaking ordeal for the parties involved, and it is often further complicated by the hard decision of who keeps the home. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from SunBelt Realty Services, regardless of the circumstances.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these matters. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

SunBelt Realty Services can assist you in relocating to or from Orange County

Moving due to a job change is a more than just an inconvenienceWe know where you're coming from. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our intensive process, we encourage relocating employees to provide input on the positive characteristics of their property, along with information about any current sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.